Banking Law

Fisher & Sauls represents institutional and individual lenders as well as borrowers in structuring, developing and analyzing loan documents, including construction, refinance, lines of credit, letters of credit, secured transactions financing, acquisition and development and consumer financing.

Our firm also has broad experience in reviewing regulatory requirements of both state and federally chartered financial institutions.  In addition to reviewing institutions' current procedures and advising of changes to meet compliance, we also review and assist in drafting required regulatory disclosure and financial forms to bring an institution within compliance. 

Our firm has represented Lenders in a variety of transactions and litigation.  We provide expertise in connection with all aspects of Florida financing issues, including documentary stamps and title insurance issues.  As regular counsel for a number of financial institutions, we are frequently called on to handle matters that are time-critical and complex.

In both the commercial and consumer lending areas, we have worked with the State Comptroller's Office, the Federal Reserve, the Federal Home Loan Bank Board, the Comptroller of the Currency, Resolution Trust Corporation ("RTC") and the Federal Deposit Insurance Corporation ("FDIC").  Among clients we have represented in this area are: commercial banks, savings and loan associations, savings banks,  credit unions, mortgage companies, commercial developers and corporate borrowers.